The U.S. House of Representatives passed the FUTURES Act (H.R. 8278) with a 417 to 7 vote, aiming to modernize bank oversight through new regulatory technology. Sponsors Marlin Stutzman and Bill Foster emphasized the need to address risks from agentic AI and cybersecurity threats to the financial system.
Lawmakers also approved the Common Cents Act (H.R. 10167) via voice vote, which mandates ending penny production. The bill introduces a more cost-effective nickel, as the government currently spends nearly four cents to produce a single one-cent coin.
The GUARD Act (H.R. 2978) passed with a 414 to 7 vote, enabling law enforcement to utilize federal grant funds for investigating financial crimes and tracking fraud. This legislation focuses on improving coordination and reporting on emerging criminal trends.
Additionally, the House passed the Whistleblower Protection Act of 2025 (H.R. 4646) with a 424 to 0 vote. This bill expands whistleblower protections to include all Department of Housing and Urban Development contractors, regardless of when their contracts were signed.
