T-Bank and GlowByte have completed the migration of the bank's allocation system from SAS Activity-based Management to a custom-developed solution. The transition was driven by vendor limitations and the need for greater scalability and flexibility in managing financial models.
The new system covers the entire cycle from data ingestion to calculation and visualization. It features five main blocks: resources, business processes, activities, products, and acquisition channels. The architecture supports hundreds of distribution drivers and complex multi-stage cascading models.
The custom engine performs calculations for hundreds of thousands of transfers across three stages in several tens of minutes. This represents a reduction in the full calculation cycle time by more than 40% compared to the previous system.
The platform includes a web interface that allows bank analysts to independently modify methodology, adjust transfer rules, and monitor calculation statuses in real time without developer intervention. The system is fully under the bank's operational control.