Ripple has introduced an update to its Ripple Treasury platform, enabling businesses to manage cash, payments, and liquidity on a 24/7 basis. The new capabilities aim to integrate treasury management, intelligence, and execution into a single system for finance teams.
A key feature of the update is the 24/7 Returns capability. This tool allows corporate customers to earn returns on operating cash that would otherwise remain idle during weekends, holidays, or overnight hours. Users can generate these returns on qualifying digital assets held in a Ripple wallet, such as the RLUSD stablecoin.
Recent research from the 2026 Working Capital Index highlights a gap in financial efficiency despite widespread AI adoption. While 97% of low-performing firms and 100% of top performers use AI in treasury, top performers maintain an average cash conversion cycle of 39 days, compared to 63 days for lower-tier firms.
The data further shows that 70% of top-performing companies report predictable financing needs, whereas only 3% of the lowest-performing firms achieve this level of predictability. The findings suggest that competitive success now depends on the ability to translate AI insights into effective financial decisions.
