OpenAI has launched a new wallet feature for ChatGPT Pro subscribers, allowing users to save payment cards directly within the platform. This functionality enables agent-driven shopping, where the AI assists with purchases, though every transaction requires explicit user approval via biometric verification like Face ID or Touch ID.
The service is currently restricted to users in the United States who are at least 18 years old. Eligible payment methods are limited to cards issued by American Express, Chase, Mastercard, and Visa. The system does not store full card numbers or CVV codes, opting instead to keep tokenized credentials for security.
OpenAI clarified that this wallet operates independently from existing gift-card balances. The feature integrates with traditional payment networks and does not involve blockchain technology or cryptocurrencies. By enabling in-chat checkout, the tool aims to streamline the shopping process that previously required users to navigate to external sites.
