Fintech company Kapital has secured $125 million in a new funding round to scale its AI-driven business platform. The investment was led by Tru Arrow Partners and Fasanara Capital, with additional participation from Cervin Ventures, Niya Partners, and Overlook Capital.
The company plans to utilize these funds to accelerate product innovation for its proprietary AI platform and data analytics suite. Furthermore, Kapital intends to expand its operational presence across Mexico, Latin America, the United States, and Europe.
Kapital provides tools for managing operations, credit, and cash flow, while also offering brokerage and fund management services. The platform currently serves more than 350 000 customers across its active markets.
Financial performance in the first half of 2026 showed a net income of approximately $50 million. The firm reported a 220% year-over-year increase in its loan portfolio, which reached $1,7 billion, and a 234% growth in deposits, exceeding $3,5 billion.
In September 2025, Kapital reached a valuation of $1,3 billion following a Series C round that raised $100 million, marking its status as a unicorn in Latin America. The business focuses on providing financial capabilities to small and medium-sized enterprises.
