Tag: credit-scoring

Money

Experian Debuts Cash Flow-Focused Credit Reporting Bureau

Experian has introduced the Cashflow Data Bureau, a new credit reporting agency designed to help lenders integrate banking transaction data into their underwriting processes.

October 6, 2026, 11:06 PM·PYMNTS.com

06:32 PM10/06

Money

Lenders Leverage Alternative Data to Refine Underwriting Models

Financial institutions are leveraging alternative data, including bank transactions and accounting records, to improve underwriting accuracy and expand credit access for underserved borrowers.

10/06, 06:32 PMPYMNTS.com

04:00 PM10/06

Plaid Expands AI Portfolio With Real-Time Credit and Fraud Models

Plaid has launched a series of AI-driven credit and fraud models that utilize real-time cash flow data to improve lending decisions and payment security.

10/06, 04:00 PMPYMNTS.com

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