A recent study by YooMoney indicates a shift in how children manage pocket money, with digital payment methods gaining traction. While 62% of parents still provide cash, 43% use children's bank cards and 7% use school cards.
Fintech tools are increasingly used for financial oversight, as 26% of parents monitor spending via banking apps. This replaces traditional methods like checking receipts, which only 9% of parents still require.
Financial habits among children are evolving, with 68% of spending going toward snacks and drinks. Digital consumption is significant: 16% of spending goes to video games and in-game purchases, 8% to subscriptions, and 5% to digital gifts.
Funding models are flexible, with 63% of support coming from parents and 14% from grandparents. Weekly allowances vary: 27% of parents provide up to 500 ₽, while 28% provide between 500 ₽ and 1,000 ₽.
Budget discipline remains loose, as 64% of parents report giving their children more money than originally planned. Only 8% of parents strictly adhere to their initial financial projections.
