Data from the 2026 downturn indicates that individual participation in the crypto market remains resilient. According to the Chainalysis 2026 Global Crypto Adoption Index, retail transfers under $100 grew by 78.4 percent, while transfers between $100 and $1,000 increased by 58.6 percent. Conversely, transactions exceeding $1 million declined by 7.2 percent.
A June 2026 report by the Pew Research Center found that 19 percent of US adults have used or traded cryptocurrency, compared to 16 percent in 2021. Usage is notably higher among men aged 18 to 29 at 38 percent and men aged 30 to 49 at 49 percent. However, a separate October 2024 survey by Pew noted that 63 percent of Americans lack confidence in the safety of cryptocurrencies.
XT Exchange, founded in 2018, currently serves over 12 million registered users across more than 200 countries. The platform offers spot, margin, and futures trading, along with TradFi exposure and payment services via XT Pay. COO Arman Achmed stated that the company continues to prioritize individual accounts as it scales, despite the growing influence of institutional capital in the sector.
