PayKings offers interchange-plus pricing with tiered markups based on monthly volume. The Starter tier for businesses processing up to $100,000 per month costs interchange plus 1.10% and $0.25 per sale. The Growth tier, for volumes between $100,000 and $300,000, is priced at interchange plus 0.80% and $0.10 per transaction.
Durango Merchant Services provides a discount rate ranging from 1.95% to 4.95%, with authorization fees of $0.15 to $0.25 per sale and monthly fees between $15 and $60. Final terms are determined after underwriting, and the company works on behalf of Fifth Third Bank.
Finix offers a standard plan with a fixed markup of $0.15 per transaction for Visa, Mastercard, and Discover, and 0.30% plus $0.15 for American Express. The plan includes a monthly membership fee of $250. High-risk accounts are quoted individually.
Corepay provides three pricing models: custom, flat rate, and Interchange++. The latter passes interchange costs through with a fixed markup. The company charges no setup fees or monthly minimums. SecureGlobalPay also utilizes interchange-plus pricing without long-term contracts or setup fees.
Payline offers a standard interchange-plus table ranging from 0.35% plus $0.10 for monthly volumes under $50,000 to 0.15% plus $0.08 for volumes exceeding $1 million. However, these rates do not apply to high-risk accounts, which are placed with partner providers.
SoarPay determines markups after underwriting and reviews rates every three to six months. When reserves are required, they typically range from 5% to 10% of volume and are reviewed every 60 to 90 days. The company may match competing offers provided by merchants.
