Sberbank has launched a series of experimental AI services under its Disrupt initiative, aimed at automating routine tasks. The current suite includes a file management tool, a personal concierge, a health assistant, and a voice-to-text application. All services are currently available to users for free during the testing phase.

The 'Multitool' service handles file processing, presentation creation, and code generation, supporting Windows, macOS, and Linux. The 'AI-Concierge' operates within messaging apps to manage schedules, bookings, and research tasks autonomously. The 'Ayva' health assistant tracks nutrition, fitness programs, and medical history, while the 'Type' application provides local voice-to-text transcription using the GigaAM neural network.

The Disrupt team aims to test over 100 hypotheses and release more than 20 experimental products by the end of 2026. Successful prototypes may eventually be integrated into existing Sberbank products or launched as standalone solutions. The bank is currently gathering user feedback to refine these tools and determine their future development.