Nvidia has secured $12,9 billion in insurance coverage to mitigate risks associated with its financial commitments in AI infrastructure. The company aims to mobilize over $500 billion in third-party capital to support the development of AI compute resources.
On August 10, 2026, the chipmaker signed memorandums of understanding with six asset management firms, including BlackRock, Apollo Global Management, and Goldman Sachs. These partnerships are designed to transform AI factories into investable assets for institutional investors.
To attract conservative investors, Nvidia offers residual-value guarantees of up to 25% per deal, with total exposure potentially reaching $125 billion. The largest disclosed guarantee is $105 billion for an OpenAI-linked project in Ohio, alongside $3,5 billion in previous lease guarantees.
The financing model allows investors to purchase asset-backed securities, keeping capital off customers' balance sheets. On July 27, 2026, Nvidia's five-year credit default swap spreads reached a record 82 basis points, reflecting market concerns over the company's role as a financier.
