Planky, a London-based fintech platform, has secured €6.9 million in a funding round co-led by Innovation Global and Azimut Venture Capital Digitech Europe1. The investment will support the development of AI-driven products, including credit underwriting and financial decisioning tools, as well as international expansion.
Founded in 2021, Planky operates as an FCA-regulated B2B Open Banking platform and Credit Reference Agency. The company aggregates and analyzes real-time data from bank accounts and other financial sources to provide actionable insights. It aims to integrate its services into the infrastructure of digital banks and lenders.
The company is a subsidiary of the BKN301 Group, which acquired Planky in November 2025. BKN301 Group, also founded in 2021, provides financial data architecture and infrastructure across Europe, the Middle East, and Africa. The group previously raised €32 million in November 2025 through a Series B round and a credit facility.
Planky focuses on predictive risk modeling to help lenders detect financial stress in borrowers. By utilizing alternative data and analytics, the company aims to assess applicants who were previously considered non-scorable. Its platform connects various stages of the financial customer journey, from verification to automated decisioning.
