Money
Rising Debt Levels Among New-Car Buyers
New-car buyers are increasingly opting for larger loans and longer repayment terms, with average monthly payments and total interest costs hitting record highs.
October 8, 2026, 06:59 PM·Motor1.com

New-car buyers are increasingly opting for larger loans and longer repayment terms, with average monthly payments and total interest costs hitting record highs.

Research from Atlas Public Policy suggests that auto lenders should factor vehicle fuel efficiency into loan terms, as efficient cars are linked to lower default rates.
