T2 has introduced its first payment product, a virtual card based on the Mir payment system. Customers can manage the card directly through the operator's mobile application. The project was developed in partnership with the fintech company Paygine, following a collaboration agreement signed in 2025.
Cardholders receive a 30% discount on T2 mobile services. Additionally, the card offers a cashback program of up to 13% per annum in bonus rubles, which can be converted into standard currency for everyday purchases. Transfers to other banks are supported via the Faster Payments System.
The card is available to adult Russian residents who are T2 subscribers, with a limit of one card per person. Users can store up to 100 000 ₽ on the card, with a monthly transaction limit of 200 000 ₽. Verification via the Gosuslugi portal increases the monthly limit to 600 000 ₽.
The service has launched in 11 regions, including the Arkhangelsk, Vladimir, Volgograd, Vologda, Novosibirsk, Sverdlovsk, Tula, and Tyumen regions, as well as Buryatia, Primorsky Krai, and Khanty-Mansi Autonomous Okrug. The company plans to expand the service to all regions of its presence.
