The Sravni financial marketplace has introduced a feature allowing users to apply for and receive loans directly through its mobile application. This update enables customers to secure financing without the need to visit a bank branch in person.
Users can submit a single application to multiple financial institutions simultaneously to receive personalized offers. Once approved, the interface displays the loan amount, interest rate, and monthly payment details. The company states that the service does not charge any commissions or fees for these transactions.
To access the service, users must authenticate their identity via the Gosuslugi platform. The application also provides a credit rating check, allowing users to estimate their approval odds before applying. The process is managed through the Loans section of the app, where the system filters available options based on user data.
Igor Korchagin, head of credit products at Sravni, noted that the integration aims to provide a seamless experience similar to native banking apps. The platform now supports the entire loan lifecycle, from initial comparison and application submission to the final receipt of funds.
