Nubank, officially known as Nu Holdings Ltd., launched the Nu Global digital account on September 10, 2026. The platform automatically converts user deposits into Circle’s USDC and EURC stablecoins. These balances accrue daily yield at rates of 3.50% APY for USDC and 2.20% APY for EURC.
The service enables fee-free transfers across more than 35 countries, targeting users in Europe and Latin America. Primary markets include Brazil, Colombia, Mexico, and the United States. Customers receive a virtual Mastercard for spending without markup fees, alongside access to trading Bitcoin, Ethereum, and Solana.
Nubank currently serves 140 million users. Its US operations function through a partnership with Lead Bank for FDIC-insured services. In January 2026, the company secured preliminary conditional approval for a national bank charter. CEO David Vélez positions the product for international users managing multiple currencies.
