Laser Digital, the digital assets arm of Nomura, has partnered with ZIG Finance to launch the zEMS Vault. This onchain investment vehicle, announced on November 11, 2026, operates on the BNB Chain and aims to raise $100 million to provide institutional investors with exposure to Saudi small and medium-sized enterprise loans.
The loans are originated by Beehive, a platform regulated by the Dubai Financial Services Authority. The vault structure involves several entities: Laser Digital manages risk and tokenization advisory, KAIO handles onchain administration, and Zamanat provides Sharia advisory services to align with regional financial principles.
Investors can subscribe and redeem using stablecoins, bypassing traditional wire transfers. This project follows a strategic partnership formed on August 5, 2026, during which Laser Digital invested approximately $8 million into ZIGChain with the goal of reaching $100 million in total value locked across various credit vaults.
ZIG Markets, which has a track record of originating over $50 million in loans without defaults, contributes its expertise to the project. The partners intend to replicate this model across other emerging markets and credit strategies, building on Laser Digital’s experience with tokenized funds and its regulatory progress in the US.
