EBANX has introduced a payment bundling model designed to simplify the integration of diverse local payment systems for global merchants. The company groups more than 200 supported payment methods into four distinct categories based on their technical architecture and strategic business utility.
This approach allows merchants to reuse integration patterns across different markets. According to EBANX estimates, businesses already connected to a bundle can reuse up to 90% of their initial implementation effort when expanding into new countries that support the same bundle.
The model addresses the fragmentation of payment ecosystems in emerging markets like Brazil, India, Colombia, and the Philippines. While local systems such as India's UPI AutoPay and Brazil's Pix Automático operate under different rules, they share functional requirements for recurring transactions.
By treating payment integration as a reusable asset rather than a series of one-off projects, EBANX aims to reduce the engineering burden for companies. This strategy enables merchants to offer local payment preferences, such as digital wallets and instant payment systems, more efficiently.
