Bybit has introduced a new tier within its Institutional Loan Program, offering interest-free loans of up to $500 000. The initiative, announced on November 5, 2026, aims to provide professional trading desks with faster access to capital by depositing funds directly into their Unified Trading Accounts.
To qualify for the new tier, institutions must complete Know Your Business verification and meet the exchange's Pro 1 trading volume requirements. Applications are processed through dedicated account managers or via the institutional services email, with continued access dependent on meeting performance metrics during assessment periods.
This update follows a series of adjustments to the program throughout 2026. On November 2, Bybit enabled institutions to apply for loan quotas upfront before reaching specific volume targets. Earlier, in March 2026, the exchange lowered volume thresholds and expanded eligibility criteria to attract a broader range of borrowers.
The program currently allows for total loans of up to $10 million in USDT or USDC. Bybit retains control over the approval process through its risk team, which reviews all upfront applications. These changes are designed to reduce entry barriers for firms looking to scale their trading activities on the platform.
